How it works

A few minutes. One request. Then you decide.

Choose an amount, complete the secure form, and look at any option that comes back.

01

Pick an amount

Choose a request from $200 to $50,000. A lender may offer a different amount, or no offer.

02

Fill out the online form

Share the details needed for matching. It normally takes a few minutes and may ask about identity, income, work, and your checking account.

03

See whether an option is available

A lender may review your credit and other information. An offer should show the APR, fees, payment schedule, and total cost.

04

Make your call

Accept the lender’s terms or leave them. If you accept, funding may be available as soon as the same or next business day, although timing varies.

Credit checks

Initial matching may involve a soft inquiry. A lender may use a hard inquiry when you continue, so read the consent text first.

No shop visit needed

The request can be completed online from a phone, tablet, or computer. Some same-day arrangements may still require local pickup.

Usually no co-signer

Many requests do not need one. A lender will say if the product or application requires another person.

No pressure to sign

Fintara does not charge you to check, and there is no Fintara penalty for declining an offer.