Does Fintara charge a fee?
No. It costs nothing to use Fintara or submit a request. A lender may charge interest and disclosed fees if you accept.
Rates and fees
Look past the monthly payment.
Ask “Can I make this payment?” Then ask “What will this cost me altogether?”
What is APR?
APR is a yearly measure of borrowing cost. It includes the interest rate and certain finance charges.
Which fees could show up?
An offer may include origination, late, or returned-payment fees. If a fee is taken before funding, less money reaches your account.
Why does the term matter?
More months can mean a smaller payment but more interest. Compare the monthly amount and the total of all payments.
1A representative example
$5,000 borrowed24.99% APR · 24 months
About $267 a month and $6,404 in total, including about $1,404 in interest.
Rounded to explain the math. This is not a promise that the same rate or loan will be available.
Before you accept, find these five things
- The APR and every fee
- The amount reaching your account
- The size and date of each payment
- The total of all payments
- Late- and early-repayment terms
The CFPB explains fees on personal installment loans.